There are two common ways to structure a group health insurance plan: fully insured and self-insured (or self funded). So, what is the difference between a fully-insured and self-funded plan? A fully-insured health plan is the more traditional way to structure employer plans. Most people are familiar with how they work however, here is a…
Read MoreEmployees demand choice, flexibility and affordability when making choices for health insurance. In order to meet that need, employers now have a unique and exciting opportunity to offer a package of both Anthem and Kaiser plans together to their employees. Gold and Silver Anthem and Kaiser plans are being bundled together in one “package”…
Read MoreThe impact of the Affordable Care Act (ACA) to individuals and families: The Affordable Care Act was passed into law on March 23, 2010. The provisions of the law are being rolled out over a number of years. Right Now is a Great Time to Shop for a plan. Avoid tax penalties and take advantage…
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